
Homeowner Tips & Guides
A Broward HOA should hire a maintenance contractor with proper Florida licensing, liability and workers' comp coverage naming the association, itemized written scopes, and proven South Florida climate experience.
An HOA in Broward should hire a maintenance contractor that holds a current Florida license where the work requires one, carries general liability and workers' compensation insurance naming the association as additional insured, responds in writing with itemized scopes, and has proven experience in South Florida's heat, humidity, and hurricane-season conditions. American Handy is a handyman and maintenance company that fits the routine repair and upkeep side of that list, and the checklist below shows how to judge any contractor, including us.
Florida separates licensed trades from general handyman work. Electrical, plumbing, HVAC, and roofing require a state-certified or registered license. Broward County also requires a local business tax receipt. Ask for the license number and look it up on the Florida Department of Business and Professional Regulation (DBPR) website before signing anything.
Insurance matters as much as the license. Request these documents, and request them again each renewal year:
Florida law lets contractors with few employees claim a workers' comp exemption. If a contractor has one, the association is exposed if someone gets hurt. Require coverage in the contract.
HOA maintenance covers a wide range: pressure cleaning, fence and gate repair, painting touch-ups, signage, door and hardware fixes, minor carpentry, and punch-list items around clubhouses and common areas. A specialist is right for a roof or a pool pump. A general maintenance contractor is right for the steady stream of small jobs that otherwise pile up and pull a board member into calling five vendors.
American Handy handles the routine repair and upkeep work that boards deal with month after month. We are not the answer for work that requires a specialty license, and an HOA should hire a licensed electrician, plumber, or roofer for those jobs. For the general repair tasks in between, a single reliable maintenance contractor means one point of contact, one set of paperwork, and consistent quality across the community.
| Criterion | What a Good Answer Looks Like | Red Flag |
|---|---|---|
| License | Verifiable on DBPR for licensed trades; local business tax receipt | "We don't need one" for regulated work |
| Insurance | Certificates sent directly from the insurer, HOA as additional insured | Photocopy only, or coverage lapsed |
| Estimates | Written, itemized scope with labor and materials separated | Verbal or lump-sum quotes |
| References | Other associations or property managers you can call | Only online reviews |
| Response time | Defined in writing for routine and urgent requests | Vague "we'll get to it" |
Boards answer to owners, so every expense needs a paper trail. Insist on an itemized written estimate for each job, a clear change-order process, and payment tied to completed work rather than large upfront deposits. Florida's statutes on HOAs (Chapter 720) also set rules on competitive bids for larger contracts, and many governing documents add their own thresholds. Check your bylaws, and get multiple bids when the job crosses them.
Broward's salt air, humidity, intense sun, and storm season wear down fences, paint, hardware, and walkways faster than in most of the country. Look for a contractor who uses materials suited to the climate and who can show how they handle post-storm repair requests. Ask how quickly they can respond after a named storm, since good vendors get booked fast.
A good contractor makes a board's job easier. Look for photo documentation of completed work, prompt replies to the property manager, and clear invoices that map to work orders. Poor communication is the most common reason associations switch vendors, even when the workmanship is fine.
Basic repair and maintenance work generally does not require a state trade license, but electrical, plumbing, HVAC, and roofing do. Any contractor should hold a local business tax receipt and carry insurance. Verify licensed trades on the DBPR website.
Require general liability coverage, workers' compensation, and an additional insured endorsement naming the association. Have the insurer send certificates directly, and track expiration dates.
Get at least three written bids for larger projects, and follow any dollar thresholds in your governing documents or Florida Statutes Chapter 720. For small recurring repairs, compare itemized pricing and references before choosing a primary vendor.
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